How to Use prime rate in a Sentence

prime rate

noun
  • And that, in turn, would lead to a drop in the prime rate.
    — Aly J Yale, CBS News, 19 June 2026
  • Most lenders use Wall Street’s prime rate as their index.
    — Jeff Lazerson, Oc Register, 14 May 2026
  • So, when the Fed raises or lowers rates, the prime rate changes and tracks to that change.
    — Jeff Lazerson, Oc Register, 14 May 2026
  • And that cut is to the federal funds rate, not the prime rate, which dictates credit card rates.
    — CBS News, 25 Nov. 2025
  • Credit card rates are based on the prime rate, not the federal funds rate that the Fed controls.
    — Matt Richardson, CBS News, 18 Nov. 2025
  • With a rate cut, the prime rate lowers, too, and the interest rate on your credit card debt is likely to follow.
    — Jessica Dickler, CNBC, 17 Sep. 2025
  • With a rate cut, the prime rate comes down and the interest rate on your credit card debt should follow within a billing cycle or two.
    — Jessica Dickler, CNBC, 10 Dec. 2025
  • For existing customers, credit cards often have variable rates, which drop after the prime rate falls.
    — Susan Tompor, Freep.com, 23 Oct. 2025
  • Most credit cards have variable APRs that fluctuate with changes in the prime rate.
    — Kevin Cerveny, Kansas City Star, 17 Oct. 2025
  • When the Fed raises or lowers its benchmark rate, the prime rate usually moves in the same direction.
    — Angelica Leicht, CBS News, 10 Mar. 2026
  • With a rate cut, the prime rate lowers, too, and the interest rates on variable-rate debt — most notably credit cards — are likely to follow.
    — Jessica Dickler, CNBC, 15 Sep. 2025
  • China’s central bank kept the loan prime rates (LPR) unchanged for the fourth month in a row, in line with a Reuters poll.
    — Sam Meredith, CNBC, 22 Sep. 2025
  • Shorter-term rates are closely pegged to the prime rate, which is typically 3 percentage points above the federal funds rate.
    — Jessica Dickler, CNBC, 24 Apr. 2026
  • Shorter-term rates are more closely pegged to the prime rate, which is typically 3 percentage points above the federal funds rate.
    — Jessica Dickler, CNBC, 26 Jan. 2026
  • When the Fed lowers rates, the prime rate also comes down and the interest rate on your credit card debt could adjust within a billing cycle or two.
    — Christina Cheddar Berk, CNBC, 29 Oct. 2025
  • Rates are variable and tied to the prime rate, which moves with the Fed's benchmark, so borrowers usually see lower costs soon after a rate cut.
    — Mike Winters, CNBC, 17 Sep. 2025
  • And, no Fed cut typically means no change in the prime rate, which, in turn, means no immediate relief for borrowers.
    — Angelica Leicht, CBS News, 16 June 2026
  • When the Fed cuts rates, the prime rate lowers, too, and the interest rate on that credit card debt is likely to follow within a billing cycle or two.
    — Jessica Dickler, CNBC, 16 Oct. 2025
  • Most credit cards have variable interest rates tied to the prime rate, which is generally influenced by changes to the federal funds rate.
    — Angelica Leicht, CBS News, 16 June 2026
  • When the Fed lowers rates, the prime rate comes down, too, and the interest rate on your credit card debt is likely to adjust within a billing cycle or two.
    — Jessica Dickler, CNBC, 27 Oct. 2025
  • The Asian giant also kept its benchmark lending rates unchanged, in line with expectations, with the one-year loan prime rate at 3%.
    — Lee Ying Shan, CNBC, 19 Oct. 2025
  • Although adjustable-rate mortgages are pegged to the prime rate, the 10-year Treasury influences the longer-term outlook.
    — Jessica Dickler, CNBC, 30 Oct. 2025
  • Investors in Asia were also assessing China's loan prime rate decision.
    — Lim Hui Jie, CNBC, 24 Feb. 2026
  • When the Fed raises or lowers rates, the prime rate moves as well, and the interest rate on that credit card debt is likely to follow within a billing cycle or two.
    — Jessica Dickler, CNBC, 31 Mar. 2026
  • Many shorter-term consumer rates are closely pegged to the prime rate, which is typically 3 percentage points higher than the federal funds rate.
    — Jessica Dickler, CNBC, 10 Dec. 2025
  • While most cards are tied to the prime rate, historically, cardholders have not seen quick or meaningful reductions after the Fed has cut rates.
    — Angelica Leicht, CBS News, 16 June 2026
  • Credit card APRs, on the other hand, are typically tied to the prime rate, which closely tracks the federal funds rate.
    — Angelica Leicht, CBS News, 10 Mar. 2026
  • For one, HELOCs have variable rates that are tied to the prime rate, which is directly influenced by the federal funds rate.
    — Aly J Yale, CBS News, 31 Dec. 2025
  • Those shorter-term rates are more closely pegged to the prime rate, which is the rate that banks extend to their most creditworthy customers — typically 3 percentage points higher than the federal funds rate.
    — Jessica Dickler, CNBC, 27 Oct. 2025
  • Meanwhile, the spread between what the prime rate is and what issuers charge cardholders has been quietly growing for years — meaning that even if the Fed continues to ease, your card rate may remain higher than the math would suggest.
    — Angelica Leicht, CBS News, 10 Mar. 2026

Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'prime rate.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

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